Claims & Disputes
A yearly insurance review across everything
One afternoon covering every policy, catching the gaps that open quietly as circumstances change.
Topic
planning
Every Premium Policy Plans article tagged planning — 6 pieces across 3 sections.
Life Insurance
Reviewing your life insurance every few years
Coverage bought for one set of circumstances rarely matches the next, and the review takes an evening.
Disability & Income
Long-term care: the cost nobody plans for
Extended care is expensive, is not covered by health insurance or Medicare in the way people assume, and the insurance market for it has changed substantially.
Life Insurance
Life insurance and taxes
Death benefits are usually tax-free, and several common situations produce a tax bill nobody expected.
Life Insurance
Beneficiaries: the designation that overrides your will
A form filled in years ago decides where the money goes, regardless of what any subsequent document says.
Life Insurance
How much life insurance do you actually need?
The rules of thumb are rough and the calculation is straightforward, and it produces a very different number for different households.