Auto Insurance
The annual auto policy review
Twenty minutes with the declarations page, once a year, catching the coverage drift that nobody notices otherwise.
Topic
coverage
Every Premium Policy Plans article tagged coverage — 12 pieces across 4 sections.
Life Insurance
Reviewing your life insurance every few years
Coverage bought for one set of circumstances rarely matches the next, and the review takes an evening.
Health Insurance
Reading your health plan documents
Three documents describe your coverage, they say different things, and only one of them is the contract.
Auto Insurance
Non-renewal, cancellation and getting dropped
The difference between the two matters, the notice requirements are regulated, and there is more you can do about it than most people realise.
Health Insurance
Telehealth, and how it is covered
Coverage expanded substantially, then contracted in places, and the rules now differ by plan, by state and by type of service.
Home & Property
Condominium and co-operative insurance
Two policies covering one building, with a boundary between them defined by documents most owners have never read.
Auto Insurance
Rental cars, borrowed cars and who covers what
The counter agent asks whether you want the waiver, and the answer depends on coverage you have not read.
Home & Property
Umbrella policies: the cheapest large protection available
Liability coverage above your other policies, priced low because the underlying policies absorb almost everything.
Life Insurance
Group life through work, and its limits
Convenient, often free, and rarely sufficient — and it ends the day the job does.
Health Insurance
COBRA, marketplace coverage and the gaps between jobs
Losing employer coverage triggers several options with short deadlines, and the default option is frequently the most expensive one.
Home & Property
Renters insurance, and why nobody buys it
Inexpensive coverage that most tenants do not carry, covering risks most tenants assume are someone else’s.
Auto Insurance
Liability limits: the number that actually protects you
State minimums were set decades ago and have not kept pace with what a serious accident costs.